Privacy Policy
Effective date: June 6, 2026
Overview
Reign (“we,” “our,” or “us”) is a personal finance tool that helps you understand your financial picture and build a plan for financial independence. This policy explains what data we collect, why we collect it, how we store it, and your rights over it.
Data we collect
Information you provide
When you use Reign, you may provide your age, income, savings, debts, retirement goals, and other financial details through our intake wizard. This data is used solely to generate your personalized financial Outlook.
Bank account data via Plaid
If you choose to connect your bank accounts, we use Plaid Technologies, Inc. to securely access your financial institution. Through Plaid we may receive:
- Account balances and account names
- Transaction history (up to 12 months)
- Loan and credit account details (interest rates, balances)
- Investment holdings
We never see or store your bank login credentials. Plaid handles authentication directly with your financial institution. By connecting your accounts you also agree to Plaid’s End User Privacy Policy.
Account information
If you create an account, we store your email address and the date you signed up. We use Supabase for authentication — your password is never stored in plain text.
How we use your data
- To generate your personalized financial Outlook and plan
- To provide AI-generated insights, briefs, and alerts about your finances
- To display your connected account balances and transaction history within the app
- To improve the accuracy of our financial analysis over time
We do not sell your data. We do not share your financial data with third parties except as required to operate the service (Plaid for bank connections, Supabase for secure storage, Google for AI analysis).
How we store and protect your data
- All data is stored in Supabase (SOC 2 Type II certified), encrypted at rest using AES-256
- All data in transit is encrypted via TLS
- Bank access tokens are stored server-side only and are never sent to your browser
- Row-level security ensures you can only access your own data
- We retain transaction data for up to 12 months
Your rights
You have the right to:
- Disconnect any linked bank account at any time from the Accounts page
- Request a copy of all data we hold about you
- Request deletion of your account and all associated data
To request data export or deletion, email us at privacy@meetreign.com. We will respond within 30 days.
AI and data processing
Reign uses Google Gemini to generate financial analysis and insights. Financial summaries — not raw account data — are sent to the AI model for processing. We do not use your personal financial data to train AI models.
Changes to this policy
We may update this policy as the product evolves. If we make material changes, we will notify you by email or through the app. Continued use of Reign after changes constitutes acceptance of the updated policy.
Contact
Questions about this policy or your data? Email us at privacy@meetreign.com.